Cygnus Software Helps Gleaner Life Insurance Society?s Insurance Professional Program
Cygnus Software Inc., a provider of practical, insurance and financial planning sales solutions, today announced that Gleaner Life Insurance Society has selected Cygnus's IncomeMax needs analysis and retirement planning software to be used by their agents in the Gleaner Insurance Professional program.IncomeMax is a goal-driven Total Needs Selling software tool that enables users to quickly capture, analyze and graphically illustrate a client's most common needs.
Agents and advisors can quickly and graphically position product solutions, compare alternative scenarios, and generate professional client presentations."We have been impressed with the IncomeMax product, it offers an easy-to-use interface that will improve our agent productivity and increase client confidence in our recommendations," said Ellsworth L. Stout, FICF Vice President Agency Development. Gleaner's insurance professionals recently attended Cygnus's Quick-Start web training course, and after completing 2 hours of product training they were ready to begin working with prospective clients.
"We are excited to be working with Gleaner Life Insurance Society," said Andy McGuire, Vice President of Cygnus Software.
"We believe by utilizing IncomeMax, Gleaner's new professionals will become more comfortable with the sales process, confident in their product recommendations, and ultimately close more business."IncomeMax features include: ? Needs Discovery: Discover and address clients' needs with respect to education funding, retirement, survivor scenarios, disability and long term care. ? Illustrate and Compare Solutions: Illustrate how your product recommendations assist your client in meeting their goals. Quickly and graphically compare individual product or comprehensive scenario performance.? Ease-to-use, client friendly interface: Users are guided through a scripted needs discovery process. IncomeMax was designed to be used in front of your clients.? Graphical results: Flow easily between inputs and graphical results to answer what-if questions.? Professional reports: Easy to understand professional client reports produced in industry standard (pdf) format.? Liability protection: Built in review module records client interactions, recommendations, meeting notes, client coverage rejections, etc.
Print auto-generated hold-harmless agreement that protects you from future E&O claims.About Gleaner Life Insurance Society Gleaner Life Insurance Society is a fraternal benefit society dedicated to serving the family as a unit, the foundation of the American way of life.
For more information visit: www.gleanerlife.com.About Cygnus Software Cygnus Software Inc., develops and markets IncomeMax.
Based in Colorado Springs, CO, the company is dedicated to providing innovative, practical sales solutions for the Insurance and Financial Services market.
For more information about Cygnus Software and IncomeMax visit www.cygnussoft.com.Contact: Andy McGuire, VP Sales and Marketing Phone: 1-719-440-0702 Mailing Address: 1930 Avalon, Colorado Springs, CO 80919 Email: e-mail protected from spam bots Website: www.cygnussoft.com.
Life insurance: why there?s no need to be a desperate housewife.
Contemplating what may happen to your wife (or husband) and children if you die is not likely to be a thought you wish to contemplate.
However, avoiding the issue may make life more difficult for your family after your death.
Life insurance looks set to make a comeback in the UK, after a period of neglect by consumers who were simply occupied with affording a home.
The stabilising of the UK house market has made many consumers take a broader view to their personal finances.
LifeSearch (a life insurance broker), in the September issue of Money Observer, highlighted a few common mistakes people make when buying life insurance:
* Believing life insurance is relevant to everyone
Life insurance is only relevant to people who have financial dependents.
If you have no financial dependents, it might be more appropriate to consider income protection or critical illness insurance.
* Paying too...
Life insurance > Life insurance: why there?s no need to be a desperate housewife.
Life Insurance Rates Continue to Drop
(ContentDesk) December 6, 2005 -- A recent study showed that rates for individual term life insurance and permanent life insurance (whole life and universal life) will likely drop by 3 percent in 2006.This is because people are living longer (what the insurance business calls "mortality improvements) and also because of competition.One will be able to see these improvements instantly on the www.lifeinsure.com insurance quotes engine as these changes come about.Term life insurance rates have been in a downward trajectory for the last 20 years or so.The biggest rate reductions that we have seen have been for the most healthy people who don't use tobacco which the life insurance companies call the "best risks".The lowest rates available in 2005 are more than 50 percent lower than term life insurance rates from a decade ago.There are two major types of life insurance; permanent life insurance and term life insurance.
Permanent...
Life insurance > Life Insurance Rates Continue to Drop
Different Kinds of Term Life Insurance
If you're considering term life insurance, keep in mind that there are many different kinds of term life insurance. This includes decreasing term insurance, increasing term insurance, increasable term insurance, decreasing term insurance and renewable term insurance among many. It's important to find the type of term life insurance that fits your needs best.
Decreasing term life insurance reduces the coverage of the policy year on year. The policy holder usually requires the cover for a loan repayment such as a mortgage or to cover a potential inheritance tax bill.
Increasing term life insurance is just like basic term life insurance, except that, as the name suggests, the level of coverage increases. Premiums increase along with the level of coverage as well.
Increasing term insurance is suitable for long term insurance because increasing prices reduce the value of a fixed level of coverage over the period of the policy.
Increasable...
Life insurance > Different Kinds of Term Life Insurance
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Something most of us want and need to do, exercise. One of our biggest obstacles is finding the time. Whether you are a stay at home mom, or a career person, there are ways to fit in exercising, without having to take up a lot of time out of your already busy day.You don't need to join a gym or buy expensive gym equipment. You do need to decide what form of exercise best suites you and your schedule. It could range from walking, using weights, toning/Pilate exercise videos, or all of the above....
Cygnus Software Helps Gleaner Life Insurance Society?s Insurance Professional Program exercise
Life insurance > Finding Time To Exercise
Cygnus Software Helps Gleaner Life Insurance Society?s Insurance Professional Program flowers
New Program Announced that Helps People Finance Real Estate Using Their IRA or 401k
(ContentDesk) July 28, 2006 -- Sum Total Financial Management has launched a new program that allows people to leverage their IRA or 401k to buy a home, property, vacation home, or any other real estate investment. The new program gets you cash flow that you need to ease the pain of making mortgage payments. Why be in a cash crunch or borrow money from the bank when you already have money in your 401k or IRA? Call Terry Treudt at 866-654-7200 or visit http://usirarealestate.com...
Cygnus Software Helps Gleaner Life Insurance Society?s Insurance Professional Program mortgage calculator New Program Announced that Helps People Finance Real Estate Using Their IRA or 401k Life insurance
Life insurance > New Program Announced that Helps People Finance Real Estate Using Their IRA or 401k
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SHEC Labs plans Renewable Solar Hydrogen Pilot Plant
(ContentDesk) June 1, 2005 -- SHEC-Lab's prototype solar hydrogen generator has now operated for approximately 1,200 hours with no noticeable coking or degradation of the catalysts. Hydrogen production is near the theoretical maximum at approximately 66% in the product gas stream with a 98.2% mol conversion of the feed methane. The estimated maximum hydrogen production with the unit is approximately 3,500 kg per year with minor modifications to the operating pressure and reactor configuration...
electrolysis Cygnus Software Helps Gleaner Life Insurance Society?s Insurance Professional Program
Life insurance > SHEC Labs plans Renewable Solar Hydrogen Pilot Plant